/* ==========================================================================
   Loan Services Group — corporate / institutional stylesheet
   Slate #1F2933 · Steel blue #3E7CB1 · Panel #F5F7FA · Hairline #D8DEE6
   12-column grid, square corners, hairline rules, tabular figures.

   Layers:
     1. Tokens          — colour, type scale, space, rule, shadow, motion
     2. Base            — reset, elements, measure
     3. Layout          — grid12, bands
     4. Chrome          — utility strip, sticky bar, footer
     5. Components      — buttons, tiles, tables, cards, forms, guided match
     6. Motion          — reveal, stagger, reduced-motion guard (hard stop)
   ========================================================================== */

/* ==========================================================================
   1. TOKENS
   ========================================================================== */
:root{
  /* -- Colour ------------------------------------------------------------ */
  --slate:#1F2933;
  --slate-2:#323F4B;
  --slate-3:#52606D;
  --muted:#7B8794;
  --steel:#3E7CB1;
  --steel-dk:#2E5E88;
  --steel-dp:#234A6B;
  --steel-lt:#EAF1F8;
  --steel-on-slate:#8FB8DA;
  --panel:#F5F7FA;
  --panel-2:#EDF1F5;
  --white:#FFFFFF;
  --ok:#1B6B4A;
  --warn:#8A5A00;
  --bad:#9B2C1F;

  /* -- Rule system: three weights of hairline ---------------------------- */
  --hair:#D8DEE6;      /* structural — component perimeters               */
  --hair-2:#E6EAEF;    /* interior   — dividers inside a component        */
  --hair-3:#EFF2F5;    /* faintest   — repeating rows, secondary rhythm   */
  --hair-invert:rgba(255,255,255,.16);
  --hair-invert-2:rgba(255,255,255,.10);

  /* -- Type -------------------------------------------------------------- */
  --sans:"IBM Plex Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;

  /* Fluid modular scale, ~1.2 at 360px widening to ~1.25 at 1240px */
  --step--2:clamp(0.694rem,0.681rem + 0.06vw,0.729rem);
  --step--1:clamp(0.833rem,0.809rem + 0.11vw,0.889rem);
  --step-0: clamp(1rem,0.966rem + 0.15vw,1.063rem);
  --step-1: clamp(1.2rem,1.148rem + 0.23vw,1.328rem);
  --step-2: clamp(1.44rem,1.362rem + 0.35vw,1.66rem);
  --step-3: clamp(1.728rem,1.612rem + 0.52vw,2.074rem);
  --step-4: clamp(2.074rem,1.902rem + 0.77vw,2.593rem);
  --step-5: clamp(2.488rem,2.234rem + 1.13vw,3.241rem);
  --step-6: clamp(2.986rem,2.611rem + 1.67vw,4.052rem);

  --lh-display:1.08;
  --lh-heading:1.2;
  --lh-body:1.65;
  --lh-tight:1.4;

  --track-display:-.028em;
  --track-heading:-.018em;
  --track-mono:.12em;

  --measure:68ch;
  --measure-narrow:52ch;

  /* -- Space ------------------------------------------------------------- */
  --u1:4px;  --u2:8px;  --u3:12px; --u4:16px; --u5:24px;
  --u6:32px; --u7:48px; --u8:64px; --u9:96px; --u10:128px;

  --bar:60px;
  --max:1240px;
  --stick:96px;

  /* -- Radius: square is the language. 0, with 2px only on knobs. -------- */
  --r0:0;
  --r1:2px;

  /* -- Shadow: layered, slate-tinted, never flat black ------------------- */
  --shadow-sm:
    0 1px 1px rgba(31,41,51,.04),
    0 1px 2px rgba(31,41,51,.05);
  --shadow-md:
    0 1px 1px rgba(31,41,51,.03),
    0 3px 6px rgba(31,41,51,.05),
    0 8px 16px rgba(31,41,51,.05);
  --shadow-lg:
    0 1px 1px rgba(31,41,51,.03),
    0 6px 12px rgba(31,41,51,.05),
    0 16px 32px rgba(31,41,51,.07);
  --shadow-xl:
    0 2px 4px rgba(31,41,51,.03),
    0 12px 24px rgba(31,41,51,.06),
    0 28px 56px rgba(31,41,51,.09);
  --shadow-inset-hair:inset 0 0 0 1px var(--hair);

  /* -- Motion ------------------------------------------------------------ */
  --ease:cubic-bezier(.2,.7,.3,1);
  --t-fast:140ms var(--ease);
  --t-base:220ms var(--ease);
  --t-slow:320ms var(--ease);
  --t-reveal:560ms var(--ease);
  --stagger:60ms;
}

/* ==========================================================================
   2. BASE
   ========================================================================== */
*,*::before,*::after{box-sizing:border-box}

html{
  -webkit-text-size-adjust:100%;
  scroll-behavior:smooth;
  scroll-padding-top:var(--stick);
}

body{
  margin:0;
  background:var(--white);
  color:var(--slate);
  font-family:var(--sans);
  font-size:var(--step-0);
  line-height:var(--lh-body);
  font-variant-numeric:tabular-nums;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
  overflow-x:hidden;
}

img{max-width:100%;height:auto;display:block}
svg{flex:none}

h1,h2,h3,h4{
  margin:0;
  font-weight:600;
  line-height:var(--lh-heading);
  letter-spacing:var(--track-heading);
  text-wrap:balance;
}
h1{line-height:var(--lh-display);letter-spacing:var(--track-display)}

p{margin:0 0 1em;text-wrap:pretty}
p:last-child{margin-bottom:0}

a{color:var(--steel-dk);text-underline-offset:.16em;text-decoration-thickness:1px}
a:hover{color:var(--slate)}

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible,
summary:focus-visible,
[tabindex]:focus-visible{
  outline:2px solid var(--steel);
  outline-offset:2px;
}

hr{border:0;border-top:1px solid var(--hair);margin:var(--u7) 0}

::selection{background:var(--steel-lt);color:var(--slate)}

.skip{
  position:absolute;left:-9999px;background:var(--slate);color:#fff;
  padding:10px 16px;z-index:99;font-size:var(--step--1);font-weight:600;
}
.skip:focus{left:16px;top:16px}

/* Monospaced reference codes — the site's signature small-type voice */
.mono,
.secthead__code,
.gcard__code,
.doc__code,
.dtile__k,
.balance__k,
.kv dt,
.docnav__h,
.acctbar__code,
.notfound__code,
.sitefoot__h,
.hero__eyebrow{
  font-family:var(--mono);
  font-variant-numeric:tabular-nums;
  font-feature-settings:"zero" 1;
}

/* ==========================================================================
   3. LAYOUT — 12-column grid
   ========================================================================== */
.grid12{
  width:100%;max-width:var(--max);margin:0 auto;padding:0 var(--u5);
  display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:var(--u5);
}
.c12{grid-column:span 12}
.c8{grid-column:span 12}
.c6{grid-column:span 12}
.c4{grid-column:span 12}
.c3{grid-column:span 12}
@media (min-width:700px){
  .c6{grid-column:span 6}
  .c4{grid-column:span 6}
  .c3{grid-column:span 6}
  .c8{grid-column:span 12}
}
@media (min-width:1000px){
  .c8{grid-column:span 8}
  .c4{grid-column:span 4}
  .c3{grid-column:span 3}
}

/* Band = a full-width horizontal section, separated by a structural rule */
.band{padding:var(--u9) 0;border-bottom:1px solid var(--hair);position:relative}
.band--panel{background:var(--panel)}
.band--tight{padding:var(--u8) 0}
.band--slate{
  background:var(--slate);color:rgba(255,255,255,.82);border-bottom:0;
  background-image:
    linear-gradient(180deg,rgba(62,124,177,.16) 0%,rgba(62,124,177,0) 42%),
    linear-gradient(180deg,rgba(0,0,0,.14) 78%,rgba(0,0,0,.22) 100%);
}
.band--slate h2,.band--slate h3{color:#fff}
.band--slate a{color:#fff}
.band--slate strong{color:#fff}

.secthead{grid-column:span 12;margin-bottom:var(--u7);max-width:var(--measure)}
.secthead--tight{margin-bottom:var(--u6)}
.secthead__code{
  font-size:var(--step--2);letter-spacing:var(--track-mono);text-transform:uppercase;
  color:var(--steel-dk);margin:0 0 var(--u4);font-weight:500;
  display:flex;align-items:center;gap:var(--u3);
}
.secthead__code::after{content:"";flex:1;height:1px;background:var(--hair);min-width:24px}
.secthead h2{font-size:var(--step-3);margin:0 0 var(--u3)}
.secthead p{color:var(--slate-3);margin:0;max-width:var(--measure);font-size:var(--step-0)}
.band--slate .secthead p{color:rgba(255,255,255,.68)}
.band--slate .secthead__code{color:var(--steel-on-slate)}
.band--slate .secthead__code::after{background:var(--hair-invert)}

/* ==========================================================================
   4. CHROME
   ========================================================================== */

/* ---------- Utility strip ------------------------------------------------ */
.utility{
  background:var(--slate);color:rgba(255,255,255,.72);
  font-size:var(--step--2);line-height:var(--lh-tight);
  border-bottom:1px solid rgba(0,0,0,.3);
}
.utility .grid12{padding-top:9px;padding-bottom:9px;gap:var(--u4);align-items:center}
.utility__note{grid-column:span 12;margin:0}
.utility__links{grid-column:span 12;margin:0;display:flex;gap:10px;align-items:center}
@media (min-width:820px){
  .utility__note{grid-column:span 8}
  .utility__links{grid-column:span 4;justify-content:flex-end}
}
.utility a{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.28)}
.utility a:hover{border-bottom-color:#fff}

/* ---------- Sticky shrinking top bar ------------------------------------- */
.topbar{
  position:sticky;top:0;z-index:60;background:var(--white);
  border-bottom:1px solid var(--hair);
  transition:box-shadow var(--t-base),border-color var(--t-base);
}
.topbar__inner{
  align-items:center;gap:var(--u4);
  padding-top:var(--u4);padding-bottom:var(--u4);
  transition:padding var(--t-base);
}
.topbar.is-stuck{
  border-bottom-color:var(--hair);
  box-shadow:var(--shadow-md);
}
.topbar.is-stuck .topbar__inner{padding-top:9px;padding-bottom:9px}
.topbar.is-stuck .brand__sub{opacity:0;height:0;overflow:hidden}
.topbar.is-stuck .brand__mark{width:24px;height:24px}

.brand{grid-column:span 8;display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--slate)}
.brand__mark{transition:width var(--t-base),height var(--t-base)}
.brand__name{
  display:block;font-size:var(--step-0);font-weight:600;
  letter-spacing:-.012em;line-height:1.15;
}
.brand__sub{
  display:block;font-family:var(--mono);font-size:10.5px;letter-spacing:.08em;
  text-transform:uppercase;color:var(--muted);transition:opacity var(--t-base);
}

.burger{
  grid-column:span 4;justify-self:end;display:inline-flex;align-items:center;gap:8px;
  background:var(--white);border:1px solid var(--hair);color:var(--slate);
  font-family:var(--sans);font-size:12px;font-weight:600;letter-spacing:.06em;
  text-transform:uppercase;padding:9px 12px;cursor:pointer;border-radius:var(--r0);
  transition:border-color var(--t-fast),color var(--t-fast),background var(--t-fast);
}
.burger:hover{border-color:var(--steel);color:var(--steel-dk);background:var(--panel)}
.burger[aria-expanded="true"]{border-color:var(--slate);color:var(--slate)}
.burger__box{display:grid;gap:3px}
.burger__box i{display:block;width:16px;height:1.5px;background:currentColor}

.mainnav{grid-column:span 12;display:none}
.mainnav.is-open{display:block}
.mainnav ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--hair-2)}
.mainnav li{border-bottom:1px solid var(--hair-2)}
.mainnav__a{
  display:block;padding:12px 0;text-decoration:none;color:var(--slate-2);
  font-size:var(--step--1);font-weight:500;transition:color var(--t-fast);
}
.mainnav__a:hover{color:var(--steel-dk)}
.mainnav__a.is-current{color:var(--slate);font-weight:600}

.topbar__cta{grid-column:span 12;display:flex;gap:8px}
.topbar__cta .btn{flex:1;justify-content:center}

@media (min-width:1040px){
  .brand{grid-column:span 3}
  .burger{display:none}
  .mainnav{grid-column:span 6;display:block}
  .mainnav ul{display:flex;flex-wrap:wrap;gap:var(--u5);border-top:0;justify-content:center}
  .mainnav li{border-bottom:0}
  .mainnav__a{
    padding:6px 0;font-size:13.5px;position:relative;
  }
  .mainnav__a::after{
    content:"";position:absolute;left:0;right:0;bottom:0;height:2px;
    background:var(--steel);transform:scaleX(0);transform-origin:left center;
    transition:transform var(--t-base);
  }
  .mainnav__a:hover::after{transform:scaleX(1);background:var(--hair)}
  .mainnav__a.is-current::after{transform:scaleX(1)}
  .topbar__cta{grid-column:span 3;justify-content:flex-end}
  .topbar__cta .btn{flex:none}
}

/* ---------- Footer -------------------------------------------------------- */
.sitefoot{
  background:var(--slate);color:rgba(255,255,255,.7);
  padding:var(--u9) 0 var(--u6);font-size:var(--step--1);
  border-top:1px solid var(--hair-invert);
}
.sitefoot a{color:rgba(255,255,255,.86);text-decoration:none}
.sitefoot a:hover{color:#fff;text-decoration:underline}
.sitefoot__top{
  grid-column:span 12;display:grid;gap:var(--u7);
  padding-bottom:var(--u7);border-bottom:1px solid var(--hair-invert);
}
@media (min-width:900px){.sitefoot__top{grid-template-columns:minmax(0,1fr) minmax(0,1.6fr);gap:var(--u8)}}
.sitefoot__name{color:#fff;font-size:var(--step-0);font-weight:600;margin:0 0 6px;letter-spacing:-.012em}
.sitefoot__tag{margin:0 0 var(--u5);color:rgba(255,255,255,.6)}
.sitefoot__addr{margin:0;line-height:1.7;color:rgba(255,255,255,.6);font-size:13.5px}
.sitefoot__cols{display:grid;gap:var(--u6)}
@media (min-width:620px){.sitefoot__cols{grid-template-columns:repeat(3,minmax(0,1fr))}}
.sitefoot__h{
  font-size:10.5px;letter-spacing:var(--track-mono);text-transform:uppercase;
  color:var(--steel-on-slate);margin:0 0 var(--u4);font-weight:500;
}
.sitefoot__list{list-style:none;margin:0;padding:0}
.sitefoot__list li{margin-bottom:10px;font-size:13.5px}
.sitefoot__disc{grid-column:span 12;padding:var(--u7) 0;border-bottom:1px solid var(--hair-invert)}
.sitefoot__disc h2{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--steel-on-slate);margin:0 0 var(--u4);font-weight:500;
}
.sitefoot__disc p{font-size:13px;line-height:1.65;color:rgba(255,255,255,.62);max-width:78ch}
.sitefoot__disc strong{color:rgba(255,255,255,.92);font-weight:600}
.sitefoot__legal{grid-column:span 12;margin:var(--u5) 0 0;font-size:12.5px;color:rgba(255,255,255,.45)}

/* ==========================================================================
   5. COMPONENTS
   ========================================================================== */

/* ---------- Buttons ------------------------------------------------------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--sans);font-size:var(--step--1);font-weight:600;letter-spacing:.005em;
  text-decoration:none;border-radius:var(--r0);cursor:pointer;
  padding:13px 22px;border:1px solid var(--slate);background:var(--slate);color:#fff;
  position:relative;
  transition:background var(--t-fast),border-color var(--t-fast),
             color var(--t-fast),box-shadow var(--t-fast),transform var(--t-fast);
}
.btn:hover{background:var(--steel-dk);border-color:var(--steel-dk);color:#fff;box-shadow:var(--shadow-md)}
.btn:active{transform:translateY(1px);box-shadow:var(--shadow-sm)}
.btn svg{transition:transform var(--t-base)}
.btn:hover svg{transform:translateX(2px)}

.btn--outline{background:transparent;color:var(--slate);border-color:var(--hair)}
.btn--outline:hover{background:var(--panel);color:var(--slate);border-color:var(--slate);box-shadow:var(--shadow-sm)}
.btn--steel{background:var(--steel);border-color:var(--steel)}
.btn--steel:hover{background:var(--steel-dp);border-color:var(--steel-dp)}
.btn--onslate{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.btn--onslate:hover{background:#fff;color:var(--slate);border-color:#fff}
.btn--sm{padding:8px 14px;font-size:13px}
.btn--full{width:100%}
.btn--ghost{
  background:transparent;border-color:transparent;color:var(--steel-dk);padding-left:0;padding-right:0;
}
.btn--ghost:hover{background:transparent;border-color:transparent;color:var(--slate);box-shadow:none}
.btnrow{display:flex;flex-wrap:wrap;gap:var(--u3);align-items:center}
.btnrow--top{margin-top:var(--u5)}

/* ---------- Hero: split, layered, with a card that breaks the seam -------- */
.hero{border-bottom:1px solid var(--hair);background:var(--white);position:relative}
.hero::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    linear-gradient(180deg,var(--panel) 0%,rgba(245,247,250,0) 55%);
}
.hero .grid12{gap:0;padding-left:0;padding-right:0;max-width:none;position:relative;z-index:1}

.hero__copy{
  grid-column:span 12;padding:var(--u8) var(--u5) var(--u9);
  display:flex;flex-direction:column;justify-content:center;position:relative;
}
.hero__media{grid-column:span 12;position:relative;background:var(--panel)}
@media (max-width:899px){.hero__media{padding-bottom:var(--u6)}}

@media (min-width:900px){
  .hero__copy{
    grid-column:span 6;
    padding:var(--u10) var(--u8) var(--u10) max(var(--u5),calc((100vw - var(--max))/2 + var(--u5)));
  }
  .hero__media{grid-column:span 6}
}
.hero__copy-inner{max-width:36rem;width:100%;margin-left:auto;position:relative;z-index:2}
@media (max-width:899px){.hero__copy-inner{margin-left:0}}

.hero__eyebrow{
  font-size:var(--step--2);letter-spacing:var(--track-mono);text-transform:uppercase;
  color:var(--steel-dk);margin:0 0 var(--u5);font-weight:500;
  display:flex;align-items:center;gap:10px;
}
.hero__eyebrow::before{
  content:"";width:20px;height:2px;background:var(--steel);flex:none;
}
.hero__eyebrow::after{content:"";flex:1;height:1px;background:var(--hair)}

.hero h1{
  font-size:var(--step-5);letter-spacing:var(--track-display);
  margin:0 0 var(--u5);line-height:var(--lh-display);max-width:16ch;
}
.hero__lede{
  font-size:var(--step-1);line-height:1.5;color:var(--slate-3);
  margin:0 0 var(--u6);max-width:38ch;font-weight:400;
}
.hero__lede strong{color:var(--slate);font-weight:600}

/* Media column: layered plates behind the photograph */
.hero__media::before{
  content:"";position:absolute;left:0;top:0;bottom:0;width:1px;background:var(--hair);z-index:3;
}
.hero__plate{position:relative;height:100%;min-height:340px;background:var(--panel-2);overflow:hidden}
.hero__plate img{width:100%;height:100%;min-height:340px;object-fit:cover;display:block}
.hero__plate::after{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    linear-gradient(105deg,rgba(31,41,51,.34) 0%,rgba(31,41,51,.06) 46%,rgba(31,41,51,0) 70%),
    linear-gradient(0deg,rgba(31,41,51,.24) 0%,rgba(31,41,51,0) 40%);
}
/* Ruled overlay — a faint measured grid, institutional rather than decorative */
.hero__rules{
  position:absolute;inset:0;pointer-events:none;z-index:2;
  background-image:
    linear-gradient(to right,rgba(255,255,255,.18) 1px,transparent 1px);
  background-size:calc(100% / 6) 100%;
  mix-blend-mode:normal;
}

/* The element that breaks the column boundary */
.hero__card{
  position:relative;z-index:4;
  background:var(--white);border:1px solid var(--hair);
  box-shadow:var(--shadow-lg);
  padding:var(--u5);margin:var(--u6) var(--u5) 0;
}
.hero__card::before{
  content:"";position:absolute;left:-1px;top:-1px;bottom:-1px;width:3px;background:var(--steel);
}
/* At desktop the card hangs past the hero's bottom rule onto the band below —
   the boundary it breaks is horizontal, so it never sits over the copy. */
@media (min-width:900px){
  .hero__card{
    position:absolute;left:auto;right:var(--u7);bottom:calc(-1 * var(--u7));
    margin:0;padding:var(--u5) var(--u6);width:min(27rem,calc(100% - var(--u8)));
  }
}
@media (min-width:1200px){
  .hero__card{right:var(--u8)}
}
.hero__card-k{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--muted);margin:0 0 var(--u3);font-weight:500;
}
.hero__card-t{font-size:var(--step-0);font-weight:600;margin:0 0 var(--u2);letter-spacing:-.012em}
.hero__card-p{font-size:13.5px;line-height:1.55;color:var(--slate-3);margin:0}

/* Trust row — factual only, never a proof badge */
.trustrow{
  display:flex;flex-wrap:wrap;gap:0 var(--u5);align-items:center;
  list-style:none;margin:0 0 var(--u6);padding:0;
}
.trustrow li{
  display:flex;align-items:center;gap:8px;
  font-size:13px;font-weight:500;color:var(--slate-3);
  padding:6px 0;
}
.trustrow svg{color:var(--steel);flex:none}
.trustrow--hero{margin:var(--u7) 0 0;padding-top:var(--u5);border-top:1px solid var(--hair)}
.trustrow--slate li{color:rgba(255,255,255,.78)}
.trustrow--slate svg{color:var(--steel-on-slate)}

.hero__stats{
  display:grid;grid-template-columns:repeat(3,minmax(0,1fr));
  border-top:1px solid var(--hair);margin-top:var(--u7);
}
.hero__stats div{padding:var(--u4) var(--u4) 0 0;border-right:1px solid var(--hair-2)}
.hero__stats div:last-child{border-right:0;padding-right:0}
.hero__stats dt{
  font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted);margin-bottom:6px;
}
.hero__stats dd{margin:0;font-size:var(--step--1);font-weight:600;line-height:1.3;color:var(--slate)}

/* ---------- Data tiles ---------------------------------------------------- */
.tilerow{
  grid-column:span 12;display:grid;gap:0;
  border:1px solid var(--hair);background:var(--white);box-shadow:var(--shadow-sm);
}
@media (min-width:640px){.tilerow{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1000px){.tilerow{grid-template-columns:repeat(4,minmax(0,1fr))}}

.dtile{
  padding:var(--u6) var(--u5);position:relative;background:var(--white);
  border-right:1px solid var(--hair-2);border-bottom:1px solid var(--hair-2);
  transition:background var(--t-base);
}
.dtile:last-child{border-right:0}
@media (min-width:1000px){.dtile{border-bottom:0}}
.dtile::before{
  content:"";position:absolute;left:0;top:0;width:100%;height:2px;
  background:var(--steel);transform:scaleX(0);transform-origin:left center;
  transition:transform var(--t-base);
}
.dtile:hover{background:var(--panel)}
.dtile:hover::before{transform:scaleX(1)}
.dtile__k{
  font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--muted);margin:0 0 var(--u4);font-weight:500;
}
.dtile__v{
  font-size:var(--step-3);font-weight:600;
  font-variant-numeric:tabular-nums lining-nums;
  font-feature-settings:"tnum" 1,"lnum" 1,"zero" 1;
  letter-spacing:-.028em;line-height:1;margin:0 0 var(--u4);
  color:var(--slate);
  display:inline-block;padding-bottom:var(--u3);
  border-bottom:2px solid var(--hair);
}
.dtile__n{font-size:13px;color:var(--slate-3);margin:0;line-height:1.5}

/* ---------- Guide cards ---------------------------------------------------- */
.cardgrid{grid-column:span 12;display:grid;gap:var(--u5)}
@media (min-width:760px){.cardgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.gcard{
  border:1px solid var(--hair);background:var(--white);padding:var(--u6);
  display:flex;flex-direction:column;text-decoration:none;color:inherit;position:relative;
  transition:border-color var(--t-base),box-shadow var(--t-base),transform var(--t-base);
}
.gcard::before{
  content:"";position:absolute;left:-1px;top:-1px;bottom:-1px;width:3px;
  background:var(--steel);transform:scaleY(0);transform-origin:top center;
  transition:transform var(--t-base);
}
.gcard:hover,.gcard:focus-visible{
  border-color:var(--steel);box-shadow:var(--shadow-lg);transform:translateY(-2px);
}
.gcard:hover::before,.gcard:focus-visible::before{transform:scaleY(1)}
.gcard__code{
  font-size:11px;letter-spacing:.1em;color:var(--steel-dk);text-transform:uppercase;
  padding-bottom:var(--u3);margin:0 0 var(--u4);border-bottom:1px solid var(--hair-2);
  font-weight:500;
}
.gcard h3{font-size:var(--step-1);margin:0 0 var(--u3);letter-spacing:-.018em}
.gcard p{font-size:var(--step--1);color:var(--slate-3);margin:0 0 var(--u5);flex:1;line-height:1.6}
.gcard__go{
  font-size:13px;font-weight:600;color:var(--steel-dk);
  display:inline-flex;align-items:center;gap:6px;transition:color var(--t-fast);
}
.gcard__go svg{transition:transform var(--t-base)}
.gcard:hover .gcard__go{color:var(--slate)}
.gcard:hover .gcard__go svg{transform:translateX(3px)}

/* ---------- Guided match — "What do you need help with today" ------------- */
.gmatch{
  grid-column:span 12;
  border:1px solid var(--hair);background:var(--white);box-shadow:var(--shadow-md);
  display:grid;gap:0;
}
@media (min-width:1000px){.gmatch{grid-template-columns:minmax(0,1.55fr) minmax(0,1fr)}}

.gmatch__form{padding:var(--u6);border-bottom:1px solid var(--hair-2)}
@media (min-width:1000px){.gmatch__form{border-bottom:0;border-right:1px solid var(--hair-2);padding:var(--u7)}}
.gmatch__legend{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--steel-dk);font-weight:500;
  padding:0;margin:0 0 var(--u3);
}
.gmatch__q{border:0;padding:0;margin:0 0 var(--u6);min-width:0}
.gmatch__q:last-of-type{margin-bottom:0}
.gmatch__qh{
  display:block;font-size:var(--step-0);font-weight:600;color:var(--slate);
  margin:0 0 var(--u2);letter-spacing:-.012em;
}
.gmatch__qn{
  font-family:var(--mono);font-size:11px;color:var(--muted);letter-spacing:.08em;
  margin-right:8px;font-weight:500;
}
.gmatch__hint{font-size:12.5px;color:var(--muted);margin:0 0 var(--u4)}

.gmatch__opts{display:flex;flex-wrap:wrap;gap:var(--u2)}
.gmatch__opt{position:relative}
.gmatch__opt input{
  position:absolute;opacity:0;width:1px;height:1px;margin:0;pointer-events:none;
}
.gmatch__opt span{
  display:inline-flex;align-items:center;gap:8px;cursor:pointer;
  border:1px solid var(--hair);background:var(--white);color:var(--slate-2);
  font-size:13.5px;font-weight:500;padding:9px 14px;line-height:1.3;
  transition:border-color var(--t-fast),background var(--t-fast),color var(--t-fast),box-shadow var(--t-fast);
}
.gmatch__opt span::before{
  content:"";width:8px;height:8px;flex:none;border:1px solid var(--hair);background:var(--white);
  transition:background var(--t-fast),border-color var(--t-fast);
}
.gmatch__opt:hover span{border-color:var(--slate-3);background:var(--panel)}
.gmatch__opt input:checked+span{
  border-color:var(--steel);background:var(--steel-lt);color:var(--slate);font-weight:600;
  box-shadow:inset 0 0 0 1px var(--steel);
}
.gmatch__opt input:checked+span::before{background:var(--steel);border-color:var(--steel)}
.gmatch__opt input:focus-visible+span{outline:2px solid var(--steel);outline-offset:2px}

.gmatch__reset{margin-top:var(--u6)}

/* Result preview card */
.gmatch__out{padding:var(--u6);background:var(--panel);display:flex;flex-direction:column}
@media (min-width:1000px){.gmatch__out{padding:var(--u7) var(--u6)}}
.gmatch__outk{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--muted);margin:0 0 var(--u4);font-weight:500;
  padding-bottom:var(--u3);border-bottom:1px solid var(--hair);
}
.gmatch__card{
  background:var(--white);border:1px solid var(--hair);padding:var(--u5);
  position:relative;flex:1;display:flex;flex-direction:column;
  transition:box-shadow var(--t-base);
}
.gmatch__card::before{
  content:"";position:absolute;left:-1px;top:-1px;bottom:-1px;width:3px;background:var(--hair);
  transition:background var(--t-base);
}
.gmatch.is-matched .gmatch__card{box-shadow:var(--shadow-md)}
.gmatch.is-matched .gmatch__card::before{background:var(--steel)}
.gmatch__code{
  font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--steel-dk);margin:0 0 var(--u3);font-weight:500;min-height:1em;
}
.gmatch__title{font-size:var(--step-1);margin:0 0 var(--u3);letter-spacing:-.018em}
.gmatch__why{font-size:13.5px;color:var(--slate-3);margin:0 0 var(--u5);flex:1;line-height:1.6}
.gmatch__go{margin-top:auto}
.gmatch__go .btn{width:100%}
.gmatch__go .btn[aria-disabled="true"]{
  background:var(--panel-2);border-color:var(--hair);color:var(--muted);
  cursor:default;pointer-events:none;box-shadow:none;
}
.gmatch__progress{
  display:flex;gap:4px;margin:0 0 var(--u4);list-style:none;padding:0;
}
.gmatch__progress li{
  height:3px;flex:1;background:var(--hair);
  transition:background var(--t-base);
}
.gmatch__progress li.is-done{background:var(--steel)}
.gmatch__note{font-size:12px;color:var(--muted);margin:var(--u4) 0 0;line-height:1.5}

/* ---------- How it works — connected numbered nodes ----------------------- */
.steps{
  grid-column:span 12;list-style:none;margin:0;padding:0;
  display:grid;gap:var(--u6);counter-reset:st;
}
@media (min-width:860px){.steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--u7)}}
.step{position:relative;counter-increment:st;padding-top:var(--u7)}
.step__node{
  position:absolute;top:0;left:0;
  width:44px;height:44px;display:grid;place-items:center;
  border:1px solid var(--slate);background:var(--white);color:var(--slate);
  font-family:var(--mono);font-size:14px;font-weight:600;
  font-variant-numeric:tabular-nums;z-index:2;
  transition:background var(--t-base),color var(--t-base),border-color var(--t-base);
}
.step:hover .step__node{background:var(--slate);color:#fff}
/* Connector: a hairline running from node to node */
.step::before{
  content:"";position:absolute;top:22px;left:44px;right:calc(-1 * var(--u7));
  height:1px;background:var(--hair);z-index:1;
}
@media (max-width:859px){
  .step::before{
    top:44px;left:22px;right:auto;bottom:calc(-1 * var(--u6));
    width:1px;height:auto;
  }
}
.steps .step:last-child::before{display:none}
.step h3{font-size:var(--step-1);margin:var(--u5) 0 var(--u3);letter-spacing:-.018em}
.step p{font-size:var(--step--1);color:var(--slate-3);margin:0 0 .8em;line-height:1.6}
.step__k{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--steel-dk);margin:0;font-weight:500;
}
.band--slate .step__node{background:transparent;border-color:rgba(255,255,255,.4);color:#fff}
.band--slate .step:hover .step__node{background:#fff;color:var(--slate);border-color:#fff}
.band--slate .step::before{background:var(--hair-invert)}
.band--slate .step p{color:rgba(255,255,255,.7)}
.band--slate .step__k{color:var(--steel-on-slate)}

/* ---------- FAQ ------------------------------------------------------------ */
.faq{grid-column:span 12;max-width:80ch;border-top:1px solid var(--hair)}
.faq__item{border-bottom:1px solid var(--hair);background:var(--white)}
.faq__item summary{
  display:flex;align-items:flex-start;justify-content:space-between;gap:var(--u5);
  padding:var(--u5) 0;cursor:pointer;list-style:none;
  font-size:var(--step-0);font-weight:600;color:var(--slate);letter-spacing:-.012em;
  transition:color var(--t-fast);
}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary:hover{color:var(--steel-dk)}
.faq__sign{
  flex:none;width:20px;height:20px;position:relative;margin-top:3px;color:var(--steel);
}
.faq__sign::before,.faq__sign::after{
  content:"";position:absolute;background:currentColor;
  transition:transform var(--t-base),opacity var(--t-base);
}
.faq__sign::before{left:0;right:0;top:9px;height:2px}
.faq__sign::after{top:0;bottom:0;left:9px;width:2px}
.faq__item[open] .faq__sign::after{transform:scaleY(0)}
.faq__item[open] summary{color:var(--slate)}
.faq__a{padding:0 0 var(--u6);max-width:72ch}
.faq__a p{font-size:var(--step--1);color:var(--slate-3);line-height:1.65}
.faq__a p:last-child{margin-bottom:0}
.faq__a ul{margin:0 0 1em;padding-left:20px}
.faq__a li{font-size:var(--step--1);color:var(--slate-3);margin-bottom:6px}
.faq__a li::marker{color:var(--steel)}

/* ---------- Closing CTA ---------------------------------------------------- */
.closing{
  background:var(--slate);color:rgba(255,255,255,.8);
  padding:var(--u9) 0;border-bottom:0;position:relative;overflow:hidden;
}
.closing::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:
    linear-gradient(160deg,rgba(62,124,177,.22) 0%,rgba(62,124,177,0) 52%),
    linear-gradient(0deg,rgba(0,0,0,.2) 0%,rgba(0,0,0,0) 46%);
}
.closing .grid12{position:relative;z-index:1;align-items:center}
.closing__l{grid-column:span 12}
.closing__r{grid-column:span 12}
@media (min-width:960px){
  .closing__l{grid-column:span 7}
  .closing__r{grid-column:span 4;grid-column-start:9}
}
.closing__code{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--steel-on-slate);margin:0 0 var(--u4);font-weight:500;
}
.closing h2{font-size:var(--step-4);color:#fff;margin:0 0 var(--u4);letter-spacing:var(--track-display);max-width:20ch}
.closing p{color:rgba(255,255,255,.7);max-width:58ch;font-size:var(--step-0)}
.closing__panel{
  border:1px solid var(--hair-invert);padding:var(--u6);background:rgba(255,255,255,.03);
}
.closing__panel h3{
  font-family:var(--mono);font-size:10.5px;letter-spacing:var(--track-mono);
  text-transform:uppercase;color:var(--steel-on-slate);margin:0 0 var(--u4);font-weight:500;
}
.slatelede{color:rgba(255,255,255,.7);font-size:var(--step--1);margin:0}

/* ---------- Split feature (photo + copy) ----------------------------------- */
.split{grid-column:span 12;display:grid;gap:var(--u6);align-items:center}
@media (min-width:900px){.split{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:var(--u8)}}
.split__media{position:relative;isolation:isolate}
.split__media::after{
  content:"";position:absolute;right:calc(-1 * var(--u4));bottom:calc(-1 * var(--u4));
  width:56%;height:56%;border:1px solid var(--hair);border-left:0;border-top:0;z-index:0;
}
.split img{width:100%;aspect-ratio:16/11;object-fit:cover;border:1px solid var(--hair)}
.split__media img{position:relative;z-index:1}
.split h2{font-size:var(--step-3);margin:0 0 var(--u4)}
.split p{color:var(--slate-3)}
.split--flip img{order:-1}
@media (min-width:900px){.split--flip img{order:0}}

/* ---------- Checklist ------------------------------------------------------- */
.checks{list-style:none;margin:0;padding:0}
.checks li{
  display:grid;grid-template-columns:20px 1fr;gap:var(--u4);align-items:start;
  padding:var(--u4) 0;border-bottom:1px solid var(--hair-2);font-size:var(--step--1);
  line-height:1.6;
}
.checks li:last-child{border-bottom:0}
.checks svg{margin-top:4px;color:var(--steel)}
.checks--invert{border-top:1px solid var(--hair-invert)}
.checks--invert li{border-bottom-color:var(--hair-invert);color:rgba(255,255,255,.82)}
.checks--invert svg{color:var(--steel-on-slate)}

/* ---------- Tables ----------------------------------------------------------- */
.tablewrap{
  grid-column:span 12;overflow-x:auto;-webkit-overflow-scrolling:touch;
  border:1px solid var(--hair);background:var(--white);box-shadow:var(--shadow-sm);
}
.dtable{width:100%;border-collapse:collapse;font-size:var(--step--1);min-width:560px}
.dtable caption{
  caption-side:top;text-align:left;padding:var(--u4) var(--u5);border-bottom:1px solid var(--hair);
  font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;
  color:var(--muted);background:var(--white);font-weight:500;
}
.dtable th,.dtable td{
  padding:13px var(--u5);text-align:left;border-bottom:1px solid var(--hair-3);vertical-align:top;
}
.dtable thead th{
  background:var(--panel);font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;
  color:var(--slate-3);font-weight:600;white-space:nowrap;border-bottom:1px solid var(--hair);
}
.dtable tbody th{font-weight:600;color:var(--slate)}
.dtable tbody tr{transition:background var(--t-fast)}
.dtable tbody tr:last-child th,.dtable tbody tr:last-child td{border-bottom:0}
.dtable tbody tr:hover{background:var(--panel)}
.dtable tbody tr:hover th{box-shadow:inset 3px 0 0 var(--steel)}
.dtable .num{
  font-variant-numeric:tabular-nums lining-nums;
  font-feature-settings:"tnum" 1,"lnum" 1,"zero" 1;
  font-family:var(--mono);white-space:nowrap;text-align:right;color:var(--slate);
  font-weight:500;
}
.dtable--out tbody tr:last-child th{font-size:var(--step-0)}
.dtable--out tbody tr:last-child td.num{
  font-size:var(--step-1);font-weight:600;letter-spacing:-.02em;
}
.dtable--out tbody tr:last-child th,.dtable--out tbody tr:last-child td{
  border-top:1px solid var(--hair);background:var(--panel);
}

/* ---------- Article layout ---------------------------------------------------- */
.doc{padding:var(--u8) 0 var(--u9)}
.doc .grid12{align-items:start}
.docnav{grid-column:span 12;margin-bottom:var(--u6)}
@media (min-width:1000px){
  .docnav{grid-column:span 3;position:sticky;top:var(--stick);margin-bottom:0}
  .docbody{grid-column:span 8;grid-column-start:5}
}
.docnav__h{
  font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);
  margin:0 0 var(--u3);padding-bottom:var(--u3);border-bottom:1px solid var(--hair);font-weight:500;
}
.docnav ol{list-style:none;margin:0;padding:0;counter-reset:dn}
.docnav li{counter-increment:dn}
.docnav a{
  display:grid;grid-template-columns:30px 1fr;gap:6px;padding:9px 0;font-size:13.5px;
  text-decoration:none;color:var(--slate-3);border-bottom:1px solid var(--hair-3);line-height:1.4;
  transition:color var(--t-fast),padding-left var(--t-fast);
}
.docnav a::before{
  content:counter(dn,decimal-leading-zero);font-family:var(--mono);font-size:11px;color:var(--muted);
  font-variant-numeric:tabular-nums;
}
.docnav a:hover{color:var(--steel-dk)}
.docnav a.is-active{color:var(--slate);font-weight:600;box-shadow:inset 2px 0 0 var(--steel);padding-left:8px}
.docnav a.is-active::before{color:var(--steel)}

.docbody{grid-column:span 12;max-width:var(--measure)}
.doc__code{
  font-size:11.5px;letter-spacing:var(--track-mono);text-transform:uppercase;
  color:var(--steel-dk);margin:0 0 var(--u4);font-weight:500;
}
.docbody h1{font-size:var(--step-4);letter-spacing:var(--track-display);margin:0 0 var(--u5)}
.doc__lede{
  font-size:var(--step-1);line-height:1.5;color:var(--slate-3);
  border-bottom:1px solid var(--hair);padding-bottom:var(--u5);margin:0 0 var(--u7);
}
.docbody h2{
  font-size:var(--step-2);margin:var(--u8) 0 var(--u4);
  padding-top:var(--u5);border-top:1px solid var(--hair);
}
.docbody h2 .hnum{
  display:block;font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--steel-dk);margin-bottom:10px;font-weight:500;
}
.docbody .h2--flush{border-top:0;margin-top:0;padding-top:0}
.docbody h3{font-size:var(--step-1);margin:var(--u6) 0 var(--u3)}
.docbody p{font-size:var(--step-0);line-height:1.68;color:var(--slate-2)}
.docbody ul,.docbody ol{margin:0 0 1.2em;padding-left:22px}
.docbody li{margin-bottom:9px;font-size:var(--step-0);line-height:1.62;color:var(--slate-2)}
.docbody li::marker{color:var(--steel)}
.docbody strong{color:var(--slate);font-weight:600}
.docbody figure{margin:var(--u7) 0}
.docbody figure img{width:100%;border:1px solid var(--hair);object-fit:cover}
.docbody figcaption{
  font-size:12.5px;color:var(--muted);margin-top:var(--u3);padding-top:var(--u3);
  border-top:1px solid var(--hair-2);
}
.docbody .tablewrap{grid-column:auto;margin:var(--u6) 0}
.docbody .formcard{margin:var(--u6) 0}

/* Page head used by contact / auth screens */
.pagehead__h{font-size:var(--step-4);letter-spacing:var(--track-display);margin:0 0 var(--u3)}
.pagehead__h--sm{font-size:var(--step-3)}

/* Sub-line inside a formcard or panel */
.panelsub{
  margin:0 0 var(--u4);font-size:12.5px;color:var(--muted);line-height:1.5;
}

/* ---------- Callout ------------------------------------------------------------ */
.callout{
  border:1px solid var(--hair);border-left:3px solid var(--steel);
  background:var(--panel);padding:var(--u5);margin:var(--u6) 0;
}
.callout h3{
  font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;
  color:var(--steel-dk);margin:0 0 var(--u3);font-weight:600;
}
.callout p{margin:0 0 .7em;font-size:var(--step--1);color:var(--slate-2)}
.callout p:last-child{margin-bottom:0}
.callout--warn{border-left-color:var(--warn)}
.callout--warn h3{color:var(--warn)}
.callout--top{margin-top:var(--u5)}

/* ---------- Forms --------------------------------------------------------------- */
.formcard{
  border:1px solid var(--hair);background:var(--white);padding:var(--u6);
  transition:box-shadow var(--t-base),border-color var(--t-base);
}
.formcard:focus-within{border-color:var(--slate-3);box-shadow:var(--shadow-md)}
.form{display:grid;gap:var(--u5)}
.frow{display:grid;gap:var(--u5)}
@media (min-width:600px){.frow--2{grid-template-columns:1fr 1fr}}
.field label{
  display:block;font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;
  color:var(--slate-3);margin-bottom:7px;
}
.field input,.field select,.field textarea{
  width:100%;font-family:var(--sans);font-size:var(--step-0);color:var(--slate);
  background:var(--white);border:1px solid var(--hair);border-radius:var(--r0);padding:12px 13px;
  font-variant-numeric:tabular-nums;
  transition:border-color var(--t-fast),box-shadow var(--t-fast),background var(--t-fast);
}
.field input[type="number"]{font-family:var(--mono);font-feature-settings:"tnum" 1,"zero" 1}
.field input:hover,.field select:hover,.field textarea:hover{border-color:var(--slate-3)}
.field input:focus,.field select:focus,.field textarea:focus{
  border-color:var(--steel);box-shadow:inset 0 0 0 1px var(--steel);background:var(--white);
}
.field__hidden{position:absolute;left:-9999px}
.hint{font-size:12.5px;color:var(--muted);margin:7px 0 0;line-height:1.5}

.alert{
  border:1px solid var(--hair);border-left:3px solid var(--steel);background:var(--panel);
  padding:var(--u4) var(--u5);margin-bottom:var(--u5);font-size:var(--step--1);
}
.alert--ok{border-left-color:var(--ok)}
.alert--bad{border-left-color:var(--bad)}
.alert p{margin:0}
.alert ul{margin:8px 0 0;padding-left:18px}

/* ---------- Member area ---------------------------------------------------------- */
.authpage{padding:var(--u8) 0 var(--u9)}
.authmain{grid-column:span 12}
.authaside{grid-column:span 12}
@media (min-width:1000px){
  .authmain{grid-column:span 7}
  .authaside{grid-column:span 4;grid-column-start:9}
}
.authaside h2{
  font-size:var(--step--1);margin:0 0 var(--u3);padding-bottom:var(--u3);
  border-bottom:1px solid var(--hair);text-transform:uppercase;letter-spacing:.06em;color:var(--slate-3);
}
.authaside p,.authaside li{font-size:var(--step--1);color:var(--slate-3)}
.authaside ul{padding-left:18px;margin:0 0 var(--u5)}
.authaside li::marker{color:var(--steel)}
.authaside+.authaside{margin-top:var(--u6)}

.acctbar{
  background:var(--slate);color:#fff;padding:var(--u7) 0;position:relative;overflow:hidden;
}
.acctbar::before{
  content:"";position:absolute;inset:0;pointer-events:none;
  background:linear-gradient(140deg,rgba(62,124,177,.2) 0%,rgba(62,124,177,0) 55%);
}
.acctbar .grid12{align-items:center;position:relative;z-index:1}
.acctbar__l{grid-column:span 12}
.acctbar__r{grid-column:span 12;display:flex;gap:var(--u3);flex-wrap:wrap}
@media (min-width:820px){
  .acctbar__l{grid-column:span 7}
  .acctbar__r{grid-column:span 5;justify-content:flex-end}
}
.acctbar__code{
  font-size:11px;letter-spacing:var(--track-mono);text-transform:uppercase;
  color:var(--steel-on-slate);margin:0 0 var(--u2);font-weight:500;
}
.acctbar h1{font-size:var(--step-3);color:#fff;margin:0 0 var(--u2)}
.acctbar p{margin:0;font-size:13.5px;color:rgba(255,255,255,.66)}
.acctbar .btn--outline{border-color:rgba(255,255,255,.35);color:#fff}
.acctbar .btn--outline:hover{background:#fff;color:var(--slate);border-color:#fff}

.balance{
  grid-column:span 12;border:1px solid var(--hair);background:var(--white);
  display:grid;gap:0;box-shadow:var(--shadow-sm);
}
@media (min-width:800px){.balance{grid-template-columns:minmax(0,1.4fr) minmax(0,1fr)}}
.balance__main{padding:var(--u7) var(--u6);border-bottom:1px solid var(--hair-2)}
@media (min-width:800px){.balance__main{border-bottom:0;border-right:1px solid var(--hair-2)}}
.balance__k{
  font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);
  margin:0 0 var(--u3);font-weight:500;
}
.balance__v{
  font-size:var(--step-5);font-weight:600;
  font-variant-numeric:tabular-nums lining-nums;
  font-feature-settings:"tnum" 1,"lnum" 1,"zero" 1;
  letter-spacing:-.032em;line-height:1;margin:0 0 var(--u5);
}
.meter{height:6px;background:var(--panel-2);border:1px solid var(--hair-2);margin-bottom:var(--u3)}
.meter i{display:block;height:100%;background:var(--steel)}
.balance__note{font-size:13px;color:var(--slate-3);margin:0}
.balance__side{padding:var(--u7) var(--u6);background:var(--panel)}
.kv{margin:0;font-size:var(--step--1)}
.kv dt{
  font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);
  margin-bottom:5px;font-weight:500;
}
.kv dd{
  margin:0 0 var(--u4);padding-bottom:var(--u4);border-bottom:1px solid var(--hair-2);
  font-variant-numeric:tabular-nums;word-break:break-word;color:var(--slate);
}
.kv dd:last-child{margin-bottom:0;padding-bottom:0;border-bottom:0}

.blockhead{
  grid-column:span 12;display:flex;flex-wrap:wrap;gap:var(--u3);align-items:baseline;
  justify-content:space-between;margin:var(--u8) 0 var(--u4);
  padding-bottom:var(--u3);border-bottom:1px solid var(--hair);
}
.blockhead h2{font-size:var(--step-1);margin:0}
.blockhead span{
  font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);
}

.pill{
  display:inline-block;font-size:11px;font-weight:600;letter-spacing:.05em;text-transform:uppercase;
  padding:3px 8px;border:1px solid currentColor;white-space:nowrap;
}
.pill--ok{color:var(--ok)}
.pill--due{color:var(--warn)}
.pill--info{color:var(--steel-dk)}

.autopay{grid-column:span 12;border:1px solid var(--hair);background:var(--white);padding:var(--u6)}
@media (min-width:1000px){.autopay{grid-column:span 4}}
.paylist{grid-column:span 12}
@media (min-width:1000px){.paylist{grid-column:span 8}}
.panelh{font-size:var(--step-0);margin:0 0 var(--u1);letter-spacing:-.012em}
.panelh--gap{margin-bottom:var(--u4)}

.switchrow{
  display:flex;align-items:center;justify-content:space-between;gap:var(--u4);
  padding:var(--u4) 0;border-bottom:1px solid var(--hair-2);
  transition:background var(--t-fast);
}
.switchrow:last-of-type{border-bottom:0}
.switchrow p{margin:0;font-size:var(--step--1);font-weight:500}
.switchrow small{display:block;color:var(--muted);font-size:12.5px;margin-top:3px;font-weight:400}

/* Switch: crisp travel, steel track when on, real focus ring */
.switch{
  position:relative;width:46px;height:26px;flex:none;background:var(--panel-2);
  border:1px solid var(--hair);cursor:pointer;padding:0;border-radius:var(--r0);
  transition:background var(--t-base),border-color var(--t-base),box-shadow var(--t-base);
}
.switch::after{
  content:"";position:absolute;top:2px;left:2px;width:20px;height:20px;
  background:var(--muted);border-radius:var(--r1);
  transition:transform var(--t-base),background var(--t-base);
}
.switch:hover{border-color:var(--slate-3)}
.switch:active::after{transform:scaleX(1.12)}
.switch[aria-checked="true"]{background:var(--steel-lt);border-color:var(--steel)}
.switch[aria-checked="true"]::after{transform:translateX(20px);background:var(--steel)}
.switch[aria-checked="true"]:active::after{transform:translateX(20px) scaleX(1.12)}
.switch:focus-visible{outline:2px solid var(--steel);outline-offset:3px}

/* ---------- 404 ------------------------------------------------------------------- */
.notfound{padding:var(--u9) 0}
.notfound__l{grid-column:span 12}
@media (min-width:900px){.notfound__l{grid-column:span 7}}
.notfound__code{
  font-size:13px;letter-spacing:var(--track-mono);text-transform:uppercase;
  color:var(--steel-dk);margin:0 0 var(--u4);font-weight:500;
}
.notfound h1{font-size:var(--step-5);margin:0 0 var(--u4)}
.notfound p{color:var(--slate-3);max-width:56ch}

/* ==========================================================================
   6. MOTION
   ========================================================================== */
/* Gated on .js so a scriptless render shows every block. */
.js .reveal{opacity:0;transform:translateY(12px)}
.reveal.is-in{
  opacity:1;transform:none;
  transition:opacity var(--t-reveal),transform var(--t-reveal);
  transition-delay:var(--reveal-delay,0ms);
}

/* ---------- Narrow ---------------------------------------------------------------- */
@media (max-width:420px){
  .grid12{padding:0 var(--u4);gap:var(--u4)}
  .band{padding:var(--u8) 0}
  .closing{padding:var(--u8) 0}
  .hero__copy{padding:var(--u7) var(--u4) var(--u8)}
  .hero__card{margin:var(--u5) var(--u4) 0}
  .hero__stats{grid-template-columns:1fr;border-top:1px solid var(--hair)}
  .hero__stats div{border-right:0;border-bottom:1px solid var(--hair-2);padding:var(--u4) 0}
  .hero__stats div:last-child{border-bottom:0}
  .gmatch__form,.gmatch__out{padding:var(--u5)}
  .dtile{padding:var(--u5) var(--u4)}
  .gcard{padding:var(--u5)}
  .formcard{padding:var(--u5)}
  .trustrow{gap:0 var(--u4)}
}

/* ==========================================================================
   REDUCED MOTION — hard stop. Every animation, transition and transform
   introduced above is disabled here. This block must remain last.
   ========================================================================== */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{
    animation-duration:.001ms !important;
    animation-iteration-count:1 !important;
    transition-duration:.001ms !important;
    transition-delay:0ms !important;
    scroll-behavior:auto !important;
  }
  .reveal,.js .reveal{opacity:1;transform:none}
  .reveal.is-in{transition:none;transition-delay:0ms}
  .btn:hover,.btn:active{transform:none}
  .btn:hover svg{transform:none}
  .gcard:hover,.gcard:focus-visible{transform:none}
  .gcard:hover .gcard__go svg{transform:none}
  .dtile::before,.gcard::before,.mainnav__a::after{transition:none}
  .switch:active::after{transform:none}
  .switch[aria-checked="true"]:active::after{transform:translateX(20px)}
  .docnav a.is-active{padding-left:8px}
}